Tips to Help You Save $$ This Holiday Season

5 Tips for Your Budget this Holiday Season:

1. Put it in writing: Take the time to sit down and write out a plan, How much to spend and what gifts to give If you do not have a budget you can’t stick to it!

2. Get Creative: Bundle Gifts: Buy for couples or families instead of individuals. This will save you money and reduce the number of gifts to buy. Make Homemade Gifts: bake goods are always a hit, get the whole family involved, even the kids. Give your time. Offer Free Babysitting to new parents to have a night out. It really is the thought that counts.

3. Be a Smart Shopper: Buy items on sale and combine with a coupon and/or free shipping for additional savings. Don’t miss out on discounts, just research deals online to find coupons Buy only items that are on your list. Don’t be an impulsive buyer. Stores and websites are designed to get you to spend more than you planned.

4. Pay cash for gifts: Fact: We all spend more money when we use a credit card to pay for our items than when we pay in cash. Once all your cash is gone, you are finished shopping.

5. Save on wrapping paper: This can get very expensive in the stores. When you think about it, you can spend as much on the wrapping as on the gift. Take out the wrapping expenses and you can spend more money on each gift. Just recycle by using things you already have Recycle gift bags – no matter what the occasion Wrap gifts with newspaper/magazine pages

These small things can add up to big savings for this Holiday Season!